Calculators

You can make informed decisions

with our tools and calculators

Calculate your mortgage payment amount. First step in buying a home is to determine how much you can afford to pay. Maximum home purchase value  is based on a number of factors like income, property costs and personal expenses. BAY MORTGAGE calculator estimates the maximum mortgage amount you can qualify for.

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Mortgage Default Insurance ( CMHC  insurance) is mandatory in Canada for residential properties purchased with  down payment of less than 20%. Our calculator estimates the cost of your mortgage insurance premium.

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Land transfer tax calculator is sometimes overlooked by the home buyers. Most provinces charge Land Transfer Tax ( LTT), Ontario included. Homebuyers in Toronto will pay an additional municipal tax. Use our calculator to determine your Land Transfer Tax cost.

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Mortgage affordability calculator shows  you the maximum mortgage that you can qualify for. Based on the household income of the applicants purchasing the property  and  their personal monthly expenses  (car payments, credit expenses...), expenses associated with owning a home (property taxes, condo fees and heating costs) you can calculate the maximum purchase amount.

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